#1

Insurance (again!) - not towing

in Anything Eriba-related Mon Nov 26, 2018 12:08 pm
by Rfjamieson1 (deleted)
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I'm sorry to raise this horny old subject yet again, but I have searched on the forum for up to date info on the responsiveness of insurance companies (not the level of quotes as I appreciate these can be so personal) and unless I'm doing something wrong, or missing something, I can't find anything recent. I know from experience these things change on a regular basis.

It's difficult to get much useful info on the review sites - the "good" insurance companies invariably have excellent processes tor quoting and taking your money which swamp the few disgruntled customers who have to claim.

Also caravan insurance seems to be specialised.

I'm particularly concerned about how companies respond to claims - I would be prepared to pay more for peace of mind that a company will treat me fairly and quickly.

I'd be interested to hear from members who have had good AND bad experiences in claiming over the last year or so, or have heard of such experiences from others.

Thank you!


Ron & Angela

Triton 420 GT 2005, Pedro, with a Mercedes 220 estate
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#2

RE: Insurance (again!) - not towing

in Anything Eriba-related Mon Nov 26, 2018 12:09 pm
by Rfjamieson1 (deleted)
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Sorry, should make it clear when I say "not towing" I mean not breakdown insurance!


Ron & Angela

Triton 420 GT 2005, Pedro, with a Mercedes 220 estate
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#3

RE: Insurance (again!) - not towing

in Anything Eriba-related Mon Nov 26, 2018 1:23 pm
by eribaMotters | 5.604 Posts

I posted this "somewhere else" a few years ago:-
"........ The father of a 6th form student who I teach runs a recovery vehicle, collecting Red Pennant vehicles from abroad and damaged vehicles in the UK. The mother deals with the yard and paperwork side of the business. I have been told Towergate are one of the "least helpful" to deal with. Caravanguard, Lifesure, SAGA are all OK, but the Caravan Club stands out as being very good. No surprise when you consider the premiums."

Colin


Skoda Yeti diesel 2wd _ ex 430, 552, camplet trailer tent, 310, now a nice white 2017 430.
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#4

RE: Insurance (again!) - not towing

in Anything Eriba-related Mon Nov 26, 2018 3:53 pm
by eribanaut | 1.228 Posts

After an accident in Italy I can vouch for SAGA on quick response, and no real quibble on the amount paid.
Dave


Skoda Kodiaq 2.0 150 Tdi DSG Troll 552 - 2005
Don't worry about the destination, enjoy the journey.
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#5

RE: Insurance (again!) - not towing

in Anything Eriba-related Tue Nov 27, 2018 7:22 pm
by Julie Grafo | 3.564 Posts

Ditto Saga, full amount insured for paid out in a week.


Julie & Neil. 2008 530GT pushing Honda CR-V 1.6 iDTEC SE+
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#6

RE: Insurance (again!) - not towing

in Anything Eriba-related Wed Nov 28, 2018 8:19 am
by Randa france | 13.287 Posts

The last three posts above leave me a little confused so can you enlighten me please?

I assume we are talking about breakdowns, damage and/or traffic accidents abroad?

When we travel abroad our Eriba is insured with Saga but we also take out Red Pennant Insurance. We assume that if we have a vehicle breakdown (car or van) we call Red Pennant but who do we call if we have a traffic accident?

Randa


ERIBAFOLK POP UP EVERYWHERE 1999 Eriba Troll 530 pushing a VW Touran 2L TDi Match
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#7

RE: Insurance (again!) - not towing

in Anything Eriba-related Wed Nov 28, 2018 9:02 am
by eribaMotters | 5.604 Posts

I'd call both and aske them how to proceed. I think I would call Red Pennant first as they could get things rolling more quickly to clear the vehicles to a safe place.

Colin


Skoda Yeti diesel 2wd _ ex 430, 552, camplet trailer tent, 310, now a nice white 2017 430.
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#8

RE: Insurance (again!) - not towing

in Anything Eriba-related Wed Nov 28, 2018 7:38 pm
by Julie Grafo | 3.564 Posts

I rang the RAC but by the time they answered, "your call is important to us", the German police had organised the recovery. After the event the RAC told me I should have rung Saga as it was an accident not a breakdown and therefore up to the insurance company. When you've just had a real shock it is hard to think clearly. My advice for what it's worth is ring everyone.


Julie & Neil. 2008 530GT pushing Honda CR-V 1.6 iDTEC SE+
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