Hi Kevin.
It's quite normal for your insurance company to try and fleece you after the first year and you have to phone them to threaten to leave them before they offer you a price in line with their previous year's offer.

Saga, Towergare and Cover4Caravans seem to be the people's favourites but with all insurers be careful of their requirements.

Many insurers now want an annual proof of service from you in the event of a claim and more and more are asking for your van to be CRiS registered before they'll cover you.

Randa

We have been with Lifesure for several years and are happy with level of cover, conditions and price. Hopefully all will be similar come renewal time in February.
From memory of previous postings £100 per £10,000 of cover seems to be about as low as you will generally get for an old fart requiring new for old with European cover. This element usually racks up the premium.

Colin

You are correct there. Some years ago I posted about a conversation I'd had with one of the sixth form students I taught. His father had a Red Pennant contract to collect vehicles from Europe whilst his mother ran the yard and looked after the books. She dealt with many insurance companies in dealing with damaged vans so could make an informed comment on who to go to or avoid.
The best company to deal with was without doubt The Caravan annd Motorhome Club, but as we know they are very expensive. Up towards the top of the others was Lifesure, so when the quote came in favourably I went with them.

Colin

Any number of folk will give Saga a really good name Colin. The only reason I had to switch from them however was that they required an annual proof of servicing should I have needed to make a claim and we don't see the need to have our van serviced every year.

Randa

The range in prices and high to low order is as I would expect. I'd guess next year SAGA would go up and Lifesure would be your lowest, if our experience is anything to go by.
If you do not have many years of caravan insurance cover the prices are not unreasonable.

Colin

My February renewal quote with Lifesure came through this morning. NO mention of CRIS requirement.
£25K + £500 contents, new for old, european cover, Substitute Vehicle and Legal Expenses Cover,
Up from £267.83 last year to £281.98.

I don't think I'll be spending much time shopping around.

Colin