I had a similar experience with them with our 2018 Troll 542 , as we were newbies with zero claim bonus etc The caravan club was by far the best price , 2019 the premium dropped which was great but this year it went up over 20% far more than we paid in 2018. Did not really want to change but now with SAGA checked all the cover etc etc seems ok and they were just over £100 cheaper, and it’s been on our drive most of this year like us all 😕