Welcome to the sticky issue of trying to figure out towing weights. Legally you have to stay under what the manufacturer states for your car, This should be in the owners manual and can also usually be found on the B pillar drivers side. The whattowcar website suggests all should be well, so I'm guessing that the information from the Caravan Club is confusing you due to the 85% guideline they use, which is NOT law. As somebody new to towing they advise the fully loaded van should be no greater than 85% of the towing vehicle weight.
The fact you have towed and generally felt all is well suggests things are correct. You mention with the lumps and bumps on the road you can feel it there. This in itself should not be a concern unless it is having an effect on the cars stability. Remember you have attached a big lump of metal to the back of your car and you will at times feel it.
One thing you can do is check the loading of your van and the noseweight. This is the force pushing down on the cars towball through the caravan hitch. On firm ground rest a stout bit of wood under the hitch and rest the other end on a pair of bathroom scales. See what it says in Kg. Your car/towbar combination will have a max that you are not legally allowed to exceed. I would imagine it is about 75kg. You also do not want to go low and I would suggest 50/55kg will probably feel best.
Colin
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