For what it's worth - and that ain't much - we haven't had an issue with not having mudflaps either, so I haven't bothered.
To some extent it's a car-dependent thing anyway - mudflaps would look pants on our car, and since it's not as high off the ground as an SUV-type vehicle I'd be more concerned about hitting the mudflaps on something and damaging the bumper moulding as a consequence than stone chips on the van.
I reckon on balance you're more likely to get stone chips from vehicles other than your own, and even the biggest mudflaps won't protect against them.
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