A year or two ago we changed our insurers from Towergate to Saga, largely because the Grafos and Eribanauts had such good service from Saga in difficult times for them.

We've just had a renewal form and as well as the annual cost rising by £25.00 they now insist that because the Eriba is now 20 years old, we need to supply them with proof of annual servicing in the event of a claim.

I'm sure I can argue out the £25.00 but I'm not happy with the 20 year + clause. We've only ever had the van "rolling chassis" serviced in the past and certainly not every year. I don't know if they expect a full service or a roadworthiness service.

Admittedly, although we had it serviced early this year, because of the mileage we've done it is our intention to get it serviced again for next year but under normal circumstances most Eribas will only travel a few thousand miles a year so imposing an £100 plus annual service charge to an £175 annual insurance cost is taking the ****.

Randa

Try Lifesure. I cannot find anywhere in my documents a statement requiring a annual service clause.

Colin

Thanks Colin. That clause wasn't in our insurance last year either. It's has just been added this year on the Eriba's 20th birthday. (and I thought Saga looked after oldies?)

Randa

Shop around. Never renew with the same company without getting alternative quotes.

Having said that, I've been with Cover4Caravans since 2011 as no one else comes close. Same with car insurance; I spent ages yesterday going through all the comparison websites but will be sticking with 'Quote me happy' (Aviva Internet only) for both cars for the fourth consecutive year. Others may be a few quid cheaper but none competes with £0 voluntary excess and £80 compulsory.

Quote: Aaron Calder wrote in post #5

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Shop around. Never renew with the same company without getting alternative quotes.
Having said that, I've been with Cover4Caravans since 2011 as no one else comes close.

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Do you have it annually serviced then Dave? With the mileage you do I suspect you do. Also, was that clause mentioned on your certificate of insurance? Previously, it wasn't on ours but the new clause (page 5 of our renewal request) was pointed out to us on the first page of our renewal reminder.

Randa

Pleased to have been of assistance, Roger.

I did ask the question of Cover4Caravans and he checked up with his manager. Again, my point is that many caravan owners only do a couple of thousand miles a year tops, so it's ridiculous to expect them to give the van an annual service.

Even the German TUV testing is every 2 years and only costs £45.

Randa