not electrical wise, although that might of been easier to sort
no its the envelope that popped into the letterbox this morning, and should of come with a warning.
its the Eriba insurance quote that dropped on mat, while I don't usually disclose prices think this needs discussing because something must be wrong

the quoted cost is a whopping £1,023.00 with deductions £600.82 for a cost of a replacement of £17,125.00 which is only the basic eriba 540 this price is apparently supplied from the manufacturer,
seems the quote company who sent me this without a request, does not take into account this is the basic model, and options are what make the eriba different from other manufacturer's.
all sockets, wheel flaps, autonomy pack, are extra options and need calculation to get the proper caravan price which have not done mainly due to the shock..
no contents are in the price

the eriba has all the do dahs and is parked in the correct place, in a low crime area,
so why is the cost so high??

am sure ive read other quotes on forum for newer models being a lot lower
know insurance companies have had it rough over last few years but even so.....

many thanks for any contribution to this thread or and guidance
Pop

Quote: Pop540 wrote in post #1

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seems the quote company who sent me this without a request,

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that was from one of the clubs, best not say in case they come running after us but there is an nice offer of a free motor vehicle, just didn't realise was paying for it
another place suggested £5 cheaper
did the price paid thing as well cannot get anyway near yours Randa,
am starting to see why younger folks don't go caravanning...

Saga never even thought of whoops gosh
I actually meant that most owners of caravans, my limited research being from the rallies last year, no matter how I write this its going to come out wrong, perhaps I shall not carry on
..

gone to see if can fly to a warm sunny place for a package holiday for less than the quote.

I don't mind sharing my insurance quote which I have just renewed this week. It is with the caravan Club, they are aware that a bare standard Familia is about £14,300 but as you said that doesn't take into account the delivery from Germany and also the GT pack that has added so they have bumped up the total payout.

My cover has a break down as follows

Base premium: £678.00
contents cover £16
no claims discount -£200.19
NCD protection £37.18
legal protection £24.54
instalment charge £24.54
Premium to pay £441.49p

Policy cover:

Caravan and associated equipment value @ £18,000
Contents £500
Hotel and caravan hire £2,250
liability £5,000,000
personal accident £20,000

Hope this helps, rather than going cheap you have to compare like for like. I know the caravan club tend to be a little more expensive, however I have read a few stories where they have paid up with no hassle.

[/quote]No offence taken. We didn't even think of it. It's just that older caravanners have the advantage of going with Saga. [/quote]

I am not Fifty until December and already I am getting Chum magazines and funeral insurance policies...

Maybe there is a niche market for classic caravans out there to be filled
You can get classic car insurance that understands that a 40 year old car is probably worth 10 times more than it was when new. You usually submit photos and bills to obtain an agreed valuation....