Hi
We aren't going to take delivery of our new van until June but we're starting to think about insurance.
So far I've not been able to find any willing to even quote as the van has no alarm or tracker or they won't insure Eriba specifically.
No one has mentioned that we'd need an alarm etc just to get insurance. Any idea where I should be trying? Starting to get a bit concerned.
Cheers
Alan

Safeguard have now got their act together regarding wheel clamps and wheel locks and seem very competitive .

We found Towergate to be the most competitive.

We are with Lifesure, just renewed earlier this month for £240.

This is for our one year old Triton 420 GT stored on the drive or in the garage. Having a wheel lock and hitch lock fitted is a requirement.

We check other insurance companies but Lifesure usually have the best price. They are a broker and recommend the best policy for you. We have never claimed so I cannot really say how good they are!

They are worth contacting for a quote. Their telephone 01480 402460.

I have been with Caravan Guard for the past two years and they seemed alright. New insurance due in February so we will wait and see how they pan out.
As usual wheel clamp and hitch lock a necessity.

We are with cover4caravans (Alan Blundens), policy with Amtrust, cheapest (and very helpful) for our first time insurance this year. As mentioned wheelclamp and hitchlock required but found that quite standard across most insurers.

Not had to claim so no idea how they handle a claim!

I'm with Saga. Not the cheapest but we needed to claim this year and they settled very quickly for the full sum insured. Can't say fairer than that.

I know cost is important but I am more impressed by reports of good personal experiences when claims are made.

hi alan
We went through a similar experience before we were due to pick up our new Eriba Troll in 2016.

We had never owned a van before and I found a lot of the jargon and questions from the insurance companies almost meaningless to me. Fortunately we had someone a few doors away who was a long time caravanner and he talked us through some of it.

In the end we went with the Caravan Club but they were nowhere near the cheapest. I had to be quite assertive with them over a number of issues. My wife and I had completed a Camping & Motorhome Club towing course (which was great) but the C&C Club agent said unless it was one of their courses they wouldn't give any discount. When my response was to forget it all and I would go with someone else the discount was suddenly forthcoming.

It might be unfair but I felt that they were no better to deal with than the mainstream insurance companies. MikeT

Quite! But it's not dearer than insuring my car, it's dearer than insuring my 6 cars!!

I tried filling in a few online applications but that was less than fruitful.
One called us back but promptly put the phone down on us when told we didn't have the van yet.

Another has written to us asking us to call back to take advantage of a time limited offer (sounds dodgy) Coast I think.

Local general insurance broker has said it'll be about £500.

I used Frank Pickles (broker) yesterday. The price was very good and I was dealt with extremely well by Nicola. I have no prior knowledge of this broker, nor of Isle of Man Assurance Limited (the underwriter), but here's a couple of reasons I liked them:

1. They did not load the premium for frequent use. We 'may' use the Eriba 10 months of the year, and maybe two weekends per month. Another insurer (begins with a T) wanted to increase the premium quite a lot, as we were thinking about non-seasonal use.

2. They gave me the option of 90 or 180 days European use. I chose 90 days to keep the premium lower (and 90 days is more than enough for us this year). The other insurer could only offer 365 day cover, which increased the premium by more, for cover that I did not need.

If anyone could say good or bad things about my choice of insurer, please feel free. Constructive, accurate feedback based on experience please!!

Quote: Rfjamieson1 wrote in post #4

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We found Towergate to be the most competitive.

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